The short answer: typically 45 to 60 days in Connecticut. But the real answer is — it depends on a few things, and knowing what they are will save you a lot of stress.
What Happens After Your Offer Is Accepted
Once both sides agree on an offer, here's how it plays out in CT:
Home inspection (Days 1–7). The buyer's first move is scheduling a home inspection. A licensed inspector walks through the property and flags anything that needs attention — big or small. If issues come up, the buyer and seller negotiate repairs or credits before moving forward. This is one of the most common places deals slow down, but handling it early keeps everything else on track.
Attorney review & contract signing (Days 7–15). Connecticut real estate closings are handled by attorneys — not title companies. Both sides have their own attorney who reviews the purchase agreement, negotiates any final contract language, and gets everything signed. Once attorneys sign off, you're officially under contract.
Mortgage contingency & appraisal (Days 15–35). If the buyer is financing, the bank orders an appraisal to confirm the home is worth what they're lending. The lender also does underwriting during this window — reviewing income, assets, debt, the whole picture. If the appraisal comes in low or something flags in underwriting, this is where timelines stretch.
Clear to close (Days 35–45). Once the lender issues a "clear to close," the attorneys coordinate the closing date. Final numbers get prepared, both sides do a final walkthrough, and you pick a time to sit down and sign.
Closing day. Paperwork gets signed, funds transfer, and keys change hands — usually at one of the attorneys' offices.
What Can Slow Things Down
• Inspection negotiations that drag out
• Missing documents or financing hiccups
• Appraisal coming in below purchase price
• Title issues that need to be resolved
• Scheduling conflicts between attorneys
What Can Speed Things Up
• Cash buyers (no appraisal, no underwriting — can close in 2–3 weeks)
• Buyers who are fully pre-approved and responsive
• Clean inspection with no major issues
• Attorneys who communicate and move quickly
The Bottom Line
Plan for 45–60 days if financing is involved. Cash deals can move in 2–3 weeks if everyone's motivated. The best thing you can do — buyer or seller — is stay responsive and keep your attorney and agent in the loop so nothing sits waiting on you.
Questions about what to expect at any stage? That's exactly what I'm here for.
